Payment Methods Guide

Deposits, withdrawals, and everything you need to know about casino payments in Ontario

Ontario casinos support various payment methods including Interac (most popular), credit/debit cards, e-wallets, and bank transfers. This guide covers processing times, fees, limits, and tips for each method.

Available Payment Methods

MOST POPULAR

Interac

Interac is the most widely used payment method for Ontario online casinos. It's a Canadian bank-to-bank transfer system that's fast, secure, and familiar to most Canadians.

✅ Pros

  • • Instant or near-instant deposits
  • • Fast withdrawals (1-3 business days)
  • • Widely accepted at Ontario casinos
  • • Direct from your bank account
  • • No credit card needed
  • • Secure bank-level encryption

❌ Cons

  • • Requires Canadian bank account
  • • Bank may charge small fees
  • • Daily transfer limits apply

Typical Processing: Deposits instant, Withdrawals 1-3 business days
Fees: Usually free (check with your bank)
Limits: Varies by bank ($3,000-$10,000 daily typical)

Ontario casinos with Interac: All 21 licensed operators accept Interac, including Jackpot City, Betway, Royal Vegas, and TonyBet.

Credit & Debit Cards (Visa, Mastercard)

Most Ontario casinos accept Visa and Mastercard for deposits. Debit cards (with Visa/Mastercard logo) are also widely accepted.

✅ Pros

  • • Instant deposits
  • • Widely accepted
  • • Familiar and convenient
  • • Direct payment from bank account

❌ Cons

  • • Some banks decline gambling transactions
  • • Cannot withdraw to credit cards
  • • Debit card withdrawals uncommon
  • • Cash advance fees possible (credit)

Note: You typically cannot withdraw to credit cards. If you deposit via credit card, withdrawals usually go to bank transfer or Interac.

E-Wallets (PayPal, Skrill, Neteller, etc.)

E-wallets act as intermediaries between your bank and casino. Popular options include PayPal, Skrill, Neteller, and others.

✅ Pros

  • • Fast deposits and withdrawals
  • • Additional layer of privacy
  • • Don't share bank details with casino
  • • Manage gambling budget separately

❌ Cons

  • • Less widely accepted than Interac
  • • Require separate e-wallet account
  • • May charge fees for transfers
  • • Currency conversion fees possible

Bank Transfer / Wire Transfer

Direct bank-to-bank transfers, typically used for larger transactions or when other methods aren't available.

✅ Pros

  • • Suitable for large amounts
  • • Secure and reliable
  • • Widely available

❌ Cons

  • • Slower (3-5 business days)
  • • May involve fees
  • • More complex setup

Deposits: What You Need to Know

Typical Deposit Process

  1. 1.Log into your casino account
  2. 2.Navigate to "Cashier" or "Deposit" section
  3. 3.Choose your payment method (Interac, credit card, etc.)
  4. 4.Enter deposit amount (respecting your limits)
  5. 5.Complete payment via your bank/payment provider
  6. 6.Funds appear in your casino account (usually instant)

Deposit Tips

  • ✓Set limits before depositing: Use casino responsible gambling tools to set daily/weekly/monthly deposit limits
  • ✓Use the same payment method: For easier withdrawals, stick to one primary method
  • ✓Check for fees: Verify with your bank/payment provider if they charge gambling transaction fees
  • ✓Keep payment details updated: Expired cards or closed accounts delay withdrawals

Withdrawals: What You Need to Know

Typical Withdrawal Process

  1. 1.Complete KYC verification (first withdrawal only - submit ID and proof of address)
  2. 2.Navigate to "Cashier" or "Withdrawal" section
  3. 3.Choose withdrawal method (usually same as deposit method)
  4. 4.Enter withdrawal amount
  5. 5.Confirm withdrawal request
  6. 6.Wait for processing (varies by method: Interac 1-3 days, bank transfer 3-5 days)

KYC Verification (Required for First Withdrawal)

All Ontario casinos must verify your identity before processing withdrawals. This is an AGCO requirement and anti-money laundering regulation.

Documents Typically Required:

  • • Photo ID: Driver's license, passport, or Ontario Photo Card
  • • Proof of address: Utility bill, bank statement, or government mail (dated within 3 months)
  • • Payment method: Photo of credit card (middle numbers obscured) or bank statement

Timeline: Verification typically takes 24-48 hours once documents are submitted. Plan ahead before your first withdrawal.

Withdrawal Tips

  • ✓Complete KYC early: Submit verification documents even before your first withdrawal to avoid delays
  • ✓Use same method as deposit: Most casinos require you to withdraw using your deposit method (anti-money laundering)
  • ✓Check withdrawal limits: Some casinos have daily/weekly withdrawal limits
  • ✓Keep payment details current: Expired cards or closed accounts cause withdrawal failures
  • ✓Be patient: Processing takes time. Don't cancel and re-submit (resets the timeline)

Common Payment Issues

My deposit was declined. Why?
Common reasons: (1) Bank declines gambling transactions - call your bank, (2) Insufficient funds, (3) Daily limit reached, (4) Card expired, (5) Incorrect payment details. Try a different payment method or contact casino support.
My withdrawal is taking longer than expected. What should I do?
First withdrawal requires KYC verification (24-48 hours). Standard processing times: Interac 1-3 days, bank transfer 3-5 days. If beyond these timeframes, contact casino support. If unresolved, file complaint with AGCO.
Can I withdraw using a different method than I deposited?
Usually you must withdraw using the same method (anti-money laundering regulation). Exceptions: If your deposit method doesn't support withdrawals (e.g., prepaid cards), casinos may allow Interac or bank transfer instead. Contact support for guidance.
Are there fees for deposits or withdrawals?
Most Ontario casinos don't charge fees for deposits/withdrawals. However, YOUR bank or payment provider may charge fees (Interac fees, cash advance fees for credit cards, currency conversion fees). Check with your financial institution.

Gambling Budget Reminder

Only deposit money you can afford to lose. Use casino deposit limits to control spending. If you cannot control deposits or gambling is causing financial problems, get help:

ConnexOntario: 1-866-531-2600

Free, confidential help available 24/7. See our Responsible Gambling page.

Related Guides

Important Information

19+ Only: You must be 19 years of age or older to gamble in Ontario. All operators require age verification before account creation.

Informational Resource: This website provides information about Ontario's regulated online casino market. Content is educational and does not constitute gambling advice or recommendations. All gambling involves risk.

Not Affiliated: CasinoGPT is not affiliated with, sponsored by, or endorsed by any casino operator, iGaming Ontario (iGO), or the Alcohol and Gaming Commission of Ontario (AGCO).

Verify Information: While we maintain accuracy, operational details may change. Players should verify all information directly with casino operators before playing.

Responsible Gambling: If you or someone you know has a gambling problem, help is available. ConnexOntario provides free, confidential support 24/7 at 1-866-531-2600.

Last updated: February 2026 | All casinos verified as iGaming Ontario registered operators